Loans

Open- Can be paid off at any time with no penalty or extra interest charges

Lower rates than credit cards

Can be used to pay off credit cards, take a vacation, buy furniture, appliances, or any other reasonable purpose.

Lines of Credit-

Connected to your chequing account

Set limit based on your needs

Pay down and use again

Available whenever you need to use it

Use for overdraft protection or unexpected purchases or expenses

Auto Loans-

Low rates

Terms up to 7 years depending on year and make of vehicle

Open- Can be paid off at any time with no penalty or extra interest charges

Only 10% down payment

Loans with fixed terms can be paid weekly, bi-weekly, or monthly, whichever suits your payday. Payments can be automatically deducted from your chequing or savings account.

See our rate guide for interest rates available for each loan type. Rates are posted within a range. We customize the interest rate for you based on the loan type, term, collateral, and other factors such as credit and employment history. Our lenders will also work with you if you would like help in establishing or improving your credit rating.