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Current Rates

Standard Fixed Mortgage Rates - 5 Year Fixed Promo Rate - 3.19%

Secured Line of Credit Special Rate - 3.70%

Unsecured Line of Credit Special Rate - 6.20%

Length of Term Rate
1 year 2.99%
2 year 2.84%
3 year 3.05%
4 year 3.10%
5 year 3.30%

Don't have 20% down? PCS offers loans for as little as 5% down on new purchases insured with Genworth Financial.

Other Loan Rates

GREEN VEHICLE RATES

SPECIAL RATES ON E-BIKES - 7.5%

ELECTRIC & HYBRID AUTO LOAN RATES

2.99 % for New 2016-2017

3.99% for Used 2013-2015

Loan Type Rate
Personal Loan-fully secured 8.50%
Personal Loan-regular 9.50%
Auto Loan (4yrs or newer) 5.00- 7.5%
Consolidation Loan 11.95%

Special 5% for 5 years for 2013 to 2017 Used Autos

New Auto Purchase Rate for 2016-2017 3.99%

You may qualify for additional rate reductions on approved credit. Call Karen for more information at 705-748-4481.

Overdraft Protection LOC 21.00%
Term Deposits

1 year cashable .75%

88 day term 1.75% - Funds deposited must come from outside any existing accounts at PCS

111 day term 1.75% - Funds deposited must come from outside any existing accounts at PCS - Exceptions are funds moved from a regular account to a TSFA account.

17 month term 1.95%

31 month term 2.15%

All rates quoted are on non-redeemable term deposits. Early redemption exceptions may only be made in cases of proof of hardship with a loss of all interest earned and a 2% fee on the outstanding principal.

Length of Term Rate up to $25,000 Rate over $25,000
Short Term
30-60 day .15% .15%
90-180 day .50% .50%
TFSA TERM
1 Year 1.15% 1.15%
2 Year 1.30% 1.30%
3 Year 1.40% 1.40%
4 Year 1.50% 1.50%
5 Year 1.70% 1.70%
Long Term
1 year 1.15% 1.15%
2 year 1.30% 1.30%
3 year 1.40% 1.40%
4 year 1.50% 1.50%
5 year 1.70% 1.70%
Interest Bearing Accounts
Account Type Rate
Personal Chequing Account ( over $20,000) 0.05%

Plan 24

TSFA Variable

0.10%

0.80%

U.S. Foreign Exchange Rates
Exchange Rate
Rate to Buy U.S. Cash

1.2884


Rate to Sell U.S. Cash

PCS Prime Rate

All Rates Subject to Change

1.2073

3.20


Peterborough Community Savings, a division of Alterna Savings & Credit Union Ltd.
167 Brock St
PO Box 1600
Peterborough, ON
K9H 2P6

Phone: 705-748-4481
Fax: 705-748-5520

Branch Hours:
Monday - Thursday 9:00 AM to 5:00PM
Friday 9:30 AM to 7:00 PM

24-Hour Automated Telephone Money Management: 705-742-2848

For balances and information on your account, be sure to check out our online money management and bill payment. If you are not set up, call Michelle at 748-4481 to get more information.

To cancel your ATM card due to lost/stolen cards, or unauthorized transactions on your account, please call 1-877-764-3693. This service is available 24 hours/day, 7 days/week.

If you are traveling outside the U.S. or Canada, the phone number to call for a lost or stolen ATM card is 1-905-764-3693.

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Proud Supporter of Transition Town Peterborough & the Kawartha Loon Exchange

http://transitiontownpeterborough.ca/Kawartha-Loon-Exchange


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