New! Microfinance Loan Program - Loans from $5,000 up to $25,000 for Entrepreneurs- Target Groups include 1. Self employed Lower Income 2. Women Entrepreneurs 3. Social Entrepreneurs 4. New Canadian & Individuals Transitioning Into the Work Force 5. Skilled Professionals and Trades Call Karen Mask at 705-748-4481 to get more information and to apply.

Personal Loans

  • Open- Can be paid off at any time with no penalty or extra interest charges
  • Lower rates than credit cards
  • Can be used to pay off credit cards, take a vacation, buy furniture, appliances, or any other reasonable purpose.

Lines of Credit

  • Connected to your chequing account
  • Set limit based on your needs
  • Pay down and use again
  • Available whenever you need to use it
  • Use for overdraft protection or unexpected purchases or expenses

Auto Loans

  • Low rates
  • Terms up to 7 years depending on year and make of vehicle
  • Open- Can be paid off at any time with no penalty or extra interest charges

Loans with fixed terms can be paid weekly, bi-weekly, or monthly, whichever suits your payday. Payments can be automatically deducted from your chequing or savings account.

See our rate guide for interest rates available for each loan type. Rates are posted within a range. We customize the interest rate for you based on the loan type, term, collateral, and other factors such as credit and employment history. Our lenders will also work with you if you would like help in establishing or improving your credit rating.

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Peterborough Community Savings, a division of Alterna Savings & Credit Union Ltd.
167 Brock St
PO Box 1600
Peterborough, ON
K9H 2P6

Phone: 705-748-4481
Fax: 705-748-5520

Office Hours:
Monday - Thursday 9:00 AM to 5:00PM
Friday 9:30 AM to 7:00 PM

24-Hour Automated Telephone Money Management: 705-742-2848

For balances and information on your account, be sure to check out our online money management and bill payment. If you are not set up, call Gillian at 748-4481 to get more information.

To cancel your ATM card due to lost/stolen cards, or unauthorized transactions on your account, please call 1-877-764-3693. This service is available 24 hours/day, 7 days/week.

If you are traveling outside the U.S. or Canada, the phone number to call for a lost or stolen ATM card is 1-905-764-3693.


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PCS Supports Bairs Lair


The Exchange