Term Deposits

If you have at least $1,000.00 to deposit and are willing to lock in your funds for a short or long term, you can earn a higher rate of interest than regular savings. We have short terms available from as little as 30 days up to 180 days. Our longer term certificates start at 1 year and go up to 5 years. The longer you lock in, the higher the rate. Click on the "Current Rates" icon to check out the most current rate

Term Deposits

For members who want to earn higher rates than regular savings and can leave funds on deposit for a specific length of time.

Long Term

  • Available for terms from 1 to 5 years
  • Minimum deposit of $1,000.00
  • Interest is paid monthly to chequing or basic savings
  • Rate is guaranteed for the length of term

Short Term

  • Available for 30, 60, 90, and 180 day terms
  • Minimum deposit of $1,000.00
  • Interest is paid at maturity to chequing or basic savings
  • Interest rate is guaranteed for the length of the term

Student Youth Term Deposits

An easy way for young people to save for the longer term.

  • Available in 1 to 5 years
  • Minimum deposit of $100.00
  • Interest paid monthly to chequing or basic savings.

Your deposits are protected through the Deposit Insurance Corporation of Ontario for up to $250,000. Click on this link to find out more.

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Peterborough Community Savings, a division of Alterna Savings & Credit Union Ltd.
167 Brock St
PO Box 1600
Peterborough, ON
K9H 2P6

Phone: 705-748-4481
Fax: 705-748-5520

Office Hours:
Monday - Thursday 9:00 AM to 5:00PM
Friday 9:30 AM to 7:00 PM

24-Hour Automated Telephone Money Management: 705-742-2848

For balances and information on your account, be sure to check out our online money management and bill payment. If you are not set up, call Gillian at 748-4481 to get more information.

To cancel your ATM card due to lost/stolen cards, or unauthorized transactions on your account, please call 1-877-764-3693. This service is available 24 hours/day, 7 days/week.

If you are traveling outside the U.S. or Canada, the phone number to call for a lost or stolen ATM card is 1-905-764-3693.


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